IFC-Digital Financing: Transforming Access and Inclusion
The International Finance Corporation (IFC) works with private sector companies, financial institutions, and governments to mobilize long-term financing that promotes sustainable economic growth, job creation, and poverty reduction. Through the provision of loans, equity investments, guarantees, and advisory services, IFC supports access to finance—particularly for small and medium-sized enterprises (SMEs), women-owned and women-led businesses, youth entrepreneurs, and climate-focused enterprises. By strengthening financial markets and supporting private sector development, IFC plays a critical role in expanding inclusive and resilient economic opportunities in developing countries.
Request Account🔹 IFC SME Growth Loan
The IFC SME Growth Loan is designed to support established small and medium-sized enterprises operating in sectors such as manufacturing, agribusiness, trade, and services. The facility typically provides financing ranging from USD 250,000 to USD 5,000,000, with loan tenures of three to seven years. Interest rates are structured on a market-based, long-term pricing model, which may be either fixed or floating and are administered through IFC partner commercial banks. The financing is intended to support business expansion, the acquisition of equipment, and the optimization of working capital. Eligible enterprises are required to have a minimum operating history of two to three years, provide audited or management financial statements, and demonstrate positive cash flow. The loan is not issued directly by IFC but is delivered through partner commercial banks as part of IFC’s indirect SME financing framework.
🔹 IFC Women-Owned SME Loan Program
The IFC Women-Owned SME Loan Program is aimed at supporting women-owned or women-led small and medium-sized enterprises, defined as businesses with at least 51% female ownership or those led by women in senior management positions. The program offers financing ranging from USD 50,000 to USD 1,000,000, with loan tenures of up to five years, and is implemented through IFC partner financial institutions. A key feature of the program is the provision of preferential pricing, alongside business advisory and training support designed to strengthen enterprise capacity and sustainability. The financing is intended to facilitate business growth, inventory financing, and asset acquisition, thereby enhancing the participation and competitiveness of women entrepreneurs in the private sector.
🔹 IFC Youth & Startup Expansion Facility
The IFC Youth and Startup Expansion Facility is designed to support youth-owned small and medium-sized enterprises, targeting entrepreneurs aged 18 to 35 years whose businesses are in the early growth stage rather than the ideation phase. The facility provides financing ranging from USD 25,000 to USD 500,000, with loan tenures of two to five years, and is implemented through partner microfinance banks, fintech lenders, and leasing firms. Key eligibility conditions include the presence of a strong and viable business model, reliance on cash-flow-based lending assessments, and, where applicable, the use of partial credit guarantees to mitigate lending risk. The facility aims to expand access to finance for youth entrepreneurs and support sustainable business growth through inclusive financial intermediation.
🔹 IFC Climate-Smart SME Loan
The IFC Climate-Smart SME Loan is designed to support small and medium-sized enterprises that are adopting environmentally sustainable and climate-friendly solutions. The facility targets eligible projects including renewable energy investments, energy efficiency upgrades, and climate-resilient agribusiness initiatives. Financing under this program typically ranges from USD 100,000 to USD 3,000,000, with loan tenures of up to ten years, reflecting the long-term nature of green investments. To enhance affordability and encourage uptake, the facility may offer longer grace periods and a lower effective cost of financing through blended finance mechanisms, implemented via IFC partner financial institutions. The program aims to promote sustainable private sector development while supporting climate mitigation and adaptation efforts.
IFC
Our Mission
To partner with the private sector in developing countries by providing innovative financial solutions, resources, and expertise that create markets, drive growth, and improve lives.
Our Vision
A world where sustainable private investment unlocks opportunities, reduces poverty, and delivers inclusive prosperity for all.
Our Goal
To empower businesses and institutions through the IFC Funding Portal by ensuring seamless access to funding, mobilizing additional investment, and fostering impactful, measurable development outcomes.
Financial Solutions
Fast Transfer
You are able to transfer your funds within the portal or other banks we support by adding your beneficiaries
Take Loan
We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.
Financial Solutions
Our financial solutions help companies manage risk while expanding their access to both domestic and international capital markets.
IFC is the largest global development institution focused on the private sector in developing countries.
Get StartedOur Impact
Our mission is to partner with the private sector in developing countries to create markets and opportunities. We leverage finance, expertise, and innovation to address development challenges—measuring results to ensure lasting impact.
IFC Funding portal
IFC leads in measuring results for private sector development. As one of the few global financial institutions with corporate targets for direct impact, we ensure our work—and that of our clients—reaches the people and markets that need it most.
It's easy to create your funding account with us
Open an Account
To be an account holder you have to open an account first.
Verification
After registration you need to verify your Email and Mobile Number.
Deposit
Deposit some funds before applying on any FDR or DPS plans.
Get Service
Now you can get any of our services as our registered account-holder
We Have The Best Loan Plans
🔹 IFC SME Growth Loan
- Interest Rate 2%
- Take Minimum $250,000.00
- Take Maximum $5,000,000.00
- Per Installment 1.7%
- Installment Interval 30 Days
- Total Installment 60
🔹 IFC Women-Owned SME Loan Program
- Interest Rate 2.7%
- Take Minimum $50,000.00
- Take Maximum $1,000,000.00
- Per Installment 1.3%
- Installment Interval 30 Days
- Total Installment 79
🔹 Youth & Startup Expansion Facility
- Interest Rate 0.5%
- Take Minimum $25,000.00
- Take Maximum $500,000.00
- Per Installment 0.5%
- Installment Interval 30 Days
- Total Installment 201
Mobilizing Capital and Expanding Investment Opportunities
We catalyze additional funding by attracting new investors through loans, guarantees, risk-sharing, and fund investments—connecting clients to fresh capital and smarter business opportunities.
24M
Account Holders
3B
Total Transaction
120
Total Branches
100+
Countries We Serve
Frequently Asked Questions
Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.
The portal is open to businesses in developing and emerging markets where IFC operates.
The portal offers access to loans, Grants, equity investments, blended finance, and advisory services tailored to private sector needs.
The portal uses advanced encryption and verification measures to ensure the safety of your data and transactions.
Private companies, financial institutions, and eligible organizations operating in developing countries.
Simply create an account, provide the required details, and upload supporting documentation for verification.
The IFC Funding Portal is a secure online platform that connects businesses and organizations with IFC financing, resources, and support.
Our Partners
